Aged Care advice to get the best outcomes for your loved ones and your family
Aged care is complex and emotional.
Australia's aged care system is incredibly complex, and the wrong decisions can come at a high cost, both financially and emotionally.
Do we have to sell the family home?
What fees apply, and when?
Will this affect their pension or other entitlements?
We help you answer these questions clearly, so can make informed decisions for your loved one and family.
Clarity
We explain the fees and options in plain English.
Growth
We're a sounding board for the best outcome for your family.
Strategy
We show you different financial outcomes.
Does this sound like you?
You're in the right place if you're...
Helping a parent or loved one move into care and need clear financial guidance
Unsure whether to sell, keep or rent the family home
Worried about how care costs will affect the pension, cashflow or inheritance
Making decisions for ageing parents and want to protect their wellbeing and your own
Planning ahead for your own care, and want to be ready
Trinity Advice specialise in guiding families through aged care funding decisions.
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![Understanding the costs of Aged Care. Icon of a Bed with a pillow and a blanket at the foot of the bed.]()
1. Clarity First: Understanding the Costs
Less confusion. Fewer surprises.
We explain every aged care fee and accommodation cost, what's due upfront, what's ongoing, and what applies now versus later.
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2. Strategic Funding Decisions
Informed decisions, not rushed ones.
We show you how to fund the care, whether to sell or rent the family home, and how each asset decision affects your future fees.
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![Cashflow and ongoing affordability: Icon of a dollar bill with a centered dollar sign]()
3. Cashflow & Ongoing Affordability
Confidence the numbers stack up, now and in the future.
We plan the cashflow and manage income, assets and expenses over time, so care stays affordable and financial stress doesn't creep in.
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![Naivgating the rules & assessments: Icons of a book and a smartphone with an A-Z label]()
4. Navigating the Rules & Assessments
Smarter decisions with long-term consequences in mind.
We show you how Centrelink assessments work, how keeping or selling assets changes your fees, and how to avoid the costly mistakes families make.
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![Supporting the family through the Aged Care journey: Two hands gently cupping a heart shape.]()
5. Supporting the Family Through the Decision
Less emotional weight carried alone.
We bring the family together around informed choices and act as a calm, experienced guide through an emotional time.
You stay in control. We provide the insight.
Our approach
Our process is designed to guide you step-by-step, combining strategic financial advice with genuine support during an emotional time.
We don't rush decisions.
We explain the trade-offs.
We help you move forward with confidence.
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We start with a relaxed, no-pressure chat about what's happening. Who needs care, where things are up to, and what decisions are bearing down on you. Whether the move is urgent or still a way off, we'll get a feel for your family's situation and what matters most.
You walk away knowing how we can help and whether we're the right fit, with no cost and no obligation.
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While you focus on your loved one, our team gets to work. We gather the financial detail, work out which rules apply to your situation, and model the different ways things could play out. What care will cost, how each funding option stacks up, and what selling or keeping the family home really means for the fees and entitlements.
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Using what we've modelled, we design a clear strategy built around your loved one's care and your family's circumstances. It covers how to fund the care, what to do with the family home, how the cashflow holds together, and how it all interacts with Centrelink.
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We sit down together and walk through the plan in plain English. We show you the options, the trade-offs, and the numbers behind each one, so the recommendations make sense and you can see exactly why we're suggesting them.
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Once you're comfortable, we put the plan into action. We handle the forms, the Centrelink side, and the back-and-forth with the care facility, your solicitor and the hospital, so everything is set up correctly and you're not buried in red tape.
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Aged care isn't a one-off decision. Circumstances change, care needs shift, and the rules evolve. We stay alongside you with regular reviews and we're only a phone call away whenever something comes up.
Meet Your Aged Care Specialist
Jacqui Moelzer is Trinity Advice's Aged Care Specialist, an Accredited Aged Care Professional and FAAA Aged Care Specialist™️.
She guides families through some of the hardest decisions they'll ever make, with the technical depth to get it right and the patience to explain it kindly.
"Jacqui explained everything clearly and helped us through the minefield of agencies and aged care funding. The plan she built is still valuable to my family today."
- Catherine
Fee structure
Trinity Advice works alongside solicitors, hospitals, and care facilities. We have no referral fees and no product bias.
Our fees are transparent and discussed upfront, so you know exactly what to expect. We'll explain the scope of advice required and agree on costs before any work begins. Our advice is strategic, independent, and focused entirely on your family's needs.